If he'd hurt himself at work, that would be considered the "easy" or "lucky" way of life. And we just can't seem to go that route. If there's a hard road, somehow we're always on it. But it's these same roads that made us strong! So NO, it's technically his fault, & on own time when driving the Harley, that after wreck was stolen by former boss., CATV sub that still owes 6 weeks pay no less. Etc. etc. It does seem to snowball.
This is CABL.com posting #58388. Tiny Link: cabl.co/mplU