Wrong congress has no oversight of the fed. The fed is a privately owned seperate entity. Wrong on the reason for the collapse also,here,listen very carefully lots of good info here but it was a nice trick by .gov to blame the people.
http://www.youtube.com/watch?v=pD8viQ_DhS4 Also note the dates this took place Sept.11th 2008 hmmmm what a coincidence.