Lifters if you can use your companies wc that would be in your best interest. For this occupation you can be charged up to 30 points =30% of income for WC.. Get your own gl for about $400 year and wind up paying a lesser % for wc. The WC will go up when people start getting hurt on the job and drawing against the policy. This is why pay as a contractor is so much higher than inhouse techs with the mso. If you get your own WC remember that a policy for a sole proprietor typically doesn't cover yourself. You have peace of mind going through the prime that if you fall or wind up in the hospital from whatever its covered.
This is CABL.com posting #176549. Tiny Link: cabl.co/mT5J