You should be able to get GL for 50 to 100 a month. Start at the insurance company that provides your auto insurance and go from there. I live in TN and do not have WC or a waiver. I am a sole proprietor. Check with you insurance agent or attorney on the requirements of WC. At 160 a week you are getting screwed.
This is CABL.com posting #176470. Tiny Link: cabl.co/mT4s