You know, Trey, I wouldn't mind "discussing" things with you or answering a question every now and then, but you always ask leading questions. They are usually not questions that are asked for informational purposes. Your questions always seem to be of the "Have you stopped beating your wife?" type of question, which are designed to either evoke a response that will support your position or to entrap your respondent. If you really want answers to questions, you need to ask them in such a way that the person you are asking is not put on the defensive. I would also suggest that you not ask questions for which you already know the answer (or think you know).
Why don't you try a question like "Do all HSPs inappropriately charge back their employees?