I have been in contact with the insurance company. He was given a 1099 but the line between independant vs employee has been crossed I believe. His obit in the paper stated he was a foreman. The policy shows he was covered under the company work comp. What we are stateing is that he did both installer and supervisor work with the routes and the errands, he also would help the other installers if they needed it (wall fishing, extra outlets etc.). Two weeks after his death the company promoted a installer to foreman and gave him the same duties that my ex was doing.
> We're a small company and we do not withhold any work comp or liability from our employees. If you are an employee, then the company is responsible to pay for that coverage. Subs are a different story. They are responsible for their own insurance coverage and pay for it on their own. It sounds like you need to find out the insurance company that your husband was paying into and contact them. It also sounds like the company your husband was working for might have helped your husband pay for the coverage and then was deducting from his check to get reimbursed because perhaps your husband couldn't pay for it all upfront. You can learn alot by your taxes and whether he got a 1099 or a W-2. Employees fill out W-2's while subs fill out a W-9 and get 1099s. When you're independent, you don't get W-2s. If he got W-2's, then he should not have been deducted for work comp and liability. Hope this helps you.
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> need some info about how small cable instillation company's with 10 or fewer employees are ran. My ex-husband was employeed with a small company in 2000 when he was killed in a auto accident in March of 2000. Our daughter at the time was three. He was working as a installer but also handled the routing, disbursment of routes, picking up of cable and other related materials from Cox. He was in route to Ok City to pick-up ladder racks from Jack's Rack's there in Ok City. The company he was employeed by was withholding work comp and liability insurance from his check, but when we filed a death loss claim they stated he was an independant contractor without any benefits and they refused to pay anything through their work comp insurance. This company has not even sent me his final check, appariently he never got a chance to cash it. Please help us to find out any information that would help our case, as you can see we have been fighting for her benefits for three years now. Thank you for taking the time to read this and for any help you may give us.
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This is CABL.com posting #94564. Tiny Link: cabl.co/myLo
