I know people that set theirs up similiarly. Like 35k a year. I never thought of doing such a low number but hey that works. Then you receive the rest of your money through truck/equipment rent or dividends, bonuses , maybe capital gains for a portion, etc what ever is the correct term for it is. I
Some ofthe ways will affect the money you can put in retirement.Been along time since I had to worry about it. Good luck