Exactly, I have never made a W/C claim in 31 years!!!
I have full complete health care thanks to my time in the US Navy, and will never file a W/C claim.
I understand them wanting gen liability, & vehicle policies even above normal limits to protect them.
These HUGE umbrella policies for a little one man company & useless W/C policy's is ridiculous, especially for what they pay now a days. :(
How is it possible we make less now than in 1998???
Are we really that stupid , desperate or both??