I just started with a new contractor, he said he had to carry workers comp on me. I am a LLC. I carry my own GL and in the state I'm working, as long as I have less than three employees working for me, I don't have to have GL. He states that even though I am a sub-contractor, because I work under him, he has to carry WC on me. But I'm not an employee. I call BS on this, but I get a higher rate for having my own GL, and according to him if I get hurt I am covered by his WC, so I guess its not a bad deal.Any other place I have worked, I was not required to have WC as long as I didn't have employees working for me.
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