As a rule in a POV (personally owned vehicle) situation the amount you are paid is more than a COV (Company owned vehicle) situation. So there should be compensation for the use, wear and tear of your vehicle in the rate. 1099 is a whole different ball game yes you get more but you are responsible for everything...vehicle, gas, expenses, materials, taxes, insurance, WC, accounting, dealing with the IRS and on and on. A POV is a really good option as long as the rate is appropriate.
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