well here in florida you make an llc for your contracting business which is yourself and you can get a waiver and not have to carry comp....and if you have a helper you make them part owner of the company on paper to avoid their comp....but just reading the post it dosent sound like maryland to not require you to have comp....i would believe pa would not require it before maryland would let it slide....i know years ago i subbed building houses and had to pay it for myself
This is CABL.com posting #328215. Tiny Link: cabl.co/mbxxX