It depends on the damages. Some damages fall under Care, Custody, and Control. These are damages such as You were installing the cable and knocked over a vase. It would be covered. But with just GL then you are only insured for what you are there working on i.e. drill a hole and hit a wire inside the wall.
I don't know about your situation but It states that the employee is responsible for damage to mine or customers property.
But I pay the Workers Comp and GL. If I were you and if you are 1099 sub contractor then I would buy my own insurance.
Seems like an odd setup, Im not sure how he could get insurance on you as a 1099 empl. The WC here looks at my Quarterly unemployment returns in thier annual audit.
Good Luck
P.S. Iv'e never known of anywhere that doesn't do chargebacks on inferior workmanship though.
Re: Cargebacks, Workmans Comp, and General Liabili
Member #: 28711
Registered: 2/10/2004
Posted:
26
Name:
Bob m
Company:
RM Cable
Occupation:
Installer
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