Health plans are one of those rare things were pooling together benefits everyone in the pool. The more in the pool, the lower the costs. Thats why we have things like associations and the freelance workers union, to help the self employed pool together to get a better rate on insurance. It's simply purchasing power.
My rates are set to double because the cost of care is expected to double. The more premiums rise, less people will have healthcare and more will get their unpaid treatment in the ER. Those costs will continue to be passed on to the now smaller number of us who are insured. Allowing premiums to continue to rise at their current pace will create a scenario in which the number of us who are insured will shrink, while the number of uninsired will grow. The shrinking pool of the insured, will have the rising costs of unpaid treatment for the growing pool uninsured, passed on to us.
Re: Health Care Summit.
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