All banks that received stimulus are now considered Government owned, and if you owe any branch of government anything over $100( including state) they can and will put a levie (freeze) on any bank account you have. And if they do it by MISTAKE ( like someone else is useing your I.D.) the banks will still charge a fee of $100 + overdraft for checks out, until you contact them and give them info on what you own , and other personal info. Here we go people . CHANGE (socialism) is here. Good luck to all, and MERRY CHRISTMAS.