Your not, thats how they keep the little guy down. they have a workmans comp called a goastg policy, it cost 900.00yr but it dont cover nothing. dont get me wrong they pay a claim and then bill you back. I pay about 3,000$ a year for2,000,000 liability insurance. then at the end of the year you get audited from the insurance company.for every dollar you pay out in payroll, you pay the insurance co 14%. thats why I get my goast policy and liabilty for myself and my lineman gets his ghost policy and liability so thats about $4,000 each per year and you dont get hit with that 14% at the end of the year!
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