E-Bullion. Check out their website. I fund my account by making deposits via BofA or Wells Fargo and the money goes to buy gold. It is bought at current price and the account balance in terms of ounce of gold doesn't change unless I fund or withdraw. However, you'll see your account balance in US DOLLARS fluctuate depending on how gold changes relative to the US Dollar. If the dollar plummets then my account will skyrocket. I'll still have the same purchasing power but at least when a loaf of bread costs $10,000, I can buy it. Also, they have an ATM card you can fund from your account. Just don't fund it if the dollar is going down faster than a broadway whore.
This is CABL.com posting #196644. Tiny Link: cabl.co/mZjQ